If you are like a lot of people, you may take your appliances for granted until they suddenly stop working. Trying to get by without an oven, refrigerator, washing machine, or other essential appliance can be difficult. Chances are, you will quickly come to realize just how much you rely on these common appliances in your everyday life.

Unfortunately, you may not have enough money set aside to go to the store and buy a replacement when an appliance breaks down. Financing is sometimes an option. However, if you don’t have good credit, you may find it difficult to get a store to agree to finance your purchase for you. Don’t worry, however. All hope is not lost.

Rent to own appliances can be a great option for people who can’t obtain financing through traditional means. With a rent-to-own agreement, you agree to pay a certain amount of money each week or month toward the purchase of an appliance. In the meantime, you get to use the appliance in your home as if you own it. At any time, if you can’t make your payments, you can simply return the appliance to the company without it damaging your credit score.

Over time, as you continue to make your payments, you will gradually pay off the appliance. By the end of your rental agreement, you will have fully paid it off, making it your own.

The primary benefit of going with a rent-to-own arrangement is that you don’t have to have good credit to get approved. In fact, these companies won’t even bother checking your credit score. Instead, all that you have to do is fill out an agreement stating that you will make your payments on time each week or month.

If you fail to meet the requirements of the agreement, the company will simply come and take the appliance back. Of course, if this happens, you will forfeit the money that you have paid toward it up until that point. Still, this is far better than having your credit ruined because you failed to make a payment on time with a traditional loan.

Choosing a rent-to-own program from a place like is also great because it allows you to start using the appliance right away. Instead of having to find a way to get by while you save up money, you can get the new appliance in your home immediately. This can be extremely beneficial when you are dealing with an essential appliance such as a refrigerator.

Rent to own appliances are a great option for anyone who may not have perfect credit but still needs to get an appliance right away. Because these agreements don’t require a credit check, you can qualify no matter how bad your credit score is.

Best of all, as soon as you sign the agreement and make your first payment, the appliance will be delivered to your home. That means that you can start using it right away without having to wait until you eventually save up enough money to buy one outright.